XBOX is currently undergoing major restructuring as the company intends to reset the XBOX brand, and seemingly part of those sweeping changes is a new purchasing option for players.
The new purchasing option was discovered by redphx and shared in an X post, which shows the backend of Xbox's website and code for what is called "break payments up over weeks or months," and next to PayPal, "PayPal Pay Later". Another giveaway is the "Pay in 4 interest-free, bi-weekly payments, or spread payments up to 24 months." While each of these is pretty self-explanatory, the idea is players will be able to get access to Xbox products right away and then slowly pay them off, similar to AfterPay, but directly with Xbox.
Notably, XBOX hasn't announced anything about this new purchasing option, meaning it's subject to change, and there is a good chance XBOX will make changes to the payment structure. In the event that XBOX actually releases this as a payment option, on a surface level, I think it could be quite a big hit, especially if it included hardware as well.

Xbox enabling consumers to buy an XBOX console and pay it off over 24 months would mean you can get a brand new high-end XBOX console valued at $649.99 for $27 per month. That deal certainly won't sound terrible to some.
It's unclear whether this new purchasing option is part of XBOX's wider restructuring strategy, but it does seem to align with XBOX's new thinking about the future. Recently, new XBOX CEO Asha Sharma admitted XBOX isn't healthy, and that as the brand regains its health, it will consider more exclusive titles. This statement came after XBOX confirmed two titles are going to be XBOX exclusive.




