Just a quick blog post related to online shopping - at a time when many of us break out the credit cards to make sure gifts are under the Christmas tree. There is an increased effort to help share details to keep consumers secure, as numerous data breaches proved to be a serious wake-up call to Americans.
The Amica Mutual Insurance Company offers the following advice:
- Update security software prior to making purchases
- Beware of good deals from companies that don't look familiar. If it seems too good to be true, it probably is
- Shop with trustworthy companies. If interested in purchasing from an unfamiliar company, do background research to ensure they are reliable
- Never respond to unsolicited emails or "spam."
- If asked to act quickly or respond to an emergency through email, it may be a scam
- Save records of online transactions, including the product description, price and return policy
Now, I know that these steps are fairly basic - and most of us are familiar with them - but you probably know a couple of people that would be able to benefit from a quick reminder. If it wasn't such a big deal, it wouldn't be in the news and on websites every day leading up to Black Friday and Cyber Monday.