Millions of consumers in the United States have been affected by retailer data breaches, as cybercriminals compromise in-store point of sale (POS) terminals. It seems consumers are so used to hearing about data breaches that some of them simply ignore the news, and don't want to change their behaviors to help keep their personal information secure.
In addition to using a credit card when possible, frequently checking online banking accounts help find any discrepancies - with some financial industry experts recommending the use of a monitoring tool.
"Remaining alert to the risk of fraud and choosing a secure payment method reduce potential consequences of security breaches," said Nick Bryan, President of OpenSky. "Credit cards continue to remain one of the most secure ways to shop because of the power of financial institutions behind them to protect funds and personal information."