The Home Depot suffered from a recent data breach targeting customer debit and credit card information, and the fraudulent transactions are currently taking place. Most major banks issued their customers new debit and credit cards, with JPMorgan Chase, Capital One Financial, and other companies sending out new account holders.
It appears the malware was on point-of-sale (POS) terminals from April to September, with an estimated 56 million customers affected. It's a costly proposition for banks to send out new cards, which can cost up to $5 per card to mail out. Capital One didn't say how many account holders will receive a new debit or credit card, but it's a proactive approach to keep customers safer.
There is at least one class-action lawsuit filed in Canada and another in the United States, with other legal actions expected in the future.