In honor of Data Privacy Day on Jan. 28, the American Bankers Association (ABA) offered Internet users four basic tips to help keep ahead of cyber thieves.
The four steps: create complicated passwords, keep tabs on your user accounts, stay alert online, and mobilize your defenses.
"Banks' first priority is protecting their customers' information," said Frank Keating, president and CEO of ABA, in a statement. "While banks provide strong data protections, customers are the first line of defense. A partnership between banks and customers is the most effective way to protect financial data."
Whether it's a debit card or credit card, bank customers should log into their accounts, giving them easier opportunities to spot any fraudulent activity. Checking online using a desktop or mobile app is more proactive than simply sitting around and waiting for a monthly statement - and reported incidents can be handled faster by the bank.
Cybersecurity vendors recommend users install - and update - anti-virus and anti-malware software solutions, providing an additional layer of defense against cyberattacks. Furthermore, choosing a complicated password makes it harder for criminals to compromise accounts and steal personal information.
(Image courtesy of Reddit)